Laws everywhere in Canada require all owners of automobiles that are driven on public roads to obtain certain basic coverage. In British Columbia, Saskatchewan and Manitoba, you can't obtain your vehicle registration unless you purchase the necessary basic insurance at the same time.

The law requires you to pay for any damages for which you are held legally responsible in an accident. If you are not insured and cannot pay, the person who made the claim against you is reimbursed from special funds administered by the government or from the uninsured automobile coverage of the claimant's policy. Your driver's licence may then be suspended until you arrange to repay the amount paid on your behalf. You will also be charged by the police for failing to have insurance. You may be severely fined.

Insurance Certificate

When you buy car insurance, you receive a Canadian Inter-Province Motor Vehicle Liability Insurance Card (known as your insurance "pink card"). It is honoured as proof of insurance anywhere in Canada. You should keep this with you at all times and produce it when requested by a police officer.

Searching for a Quote

A great place to start your search for an Insurance Quote is www.kanetix.ca.  The site compares auto insurance quotes from multiple insurance companies to help find the best auto insurance rate available in your area.